These Terms & Conditions ("Terms") govern your use of the services provided by Orate ("Orate," "we," "us," or "our") through our website, mobile application, or any other platform (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Services.

Use of Services:

You must be at least 18 years old or have the legal capacity to enter into a binding contract in your jurisdiction to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.

User Accounts:

You may need to create a user account to access certain features of the Services. You are responsible for maintaining the confidentiality of your account credentials and for any activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Payment and Fees:

Some of our Services may require payment of fees. By purchasing any paid Service, you agree to pay the applicable fees and any related taxes. All payments are non-refundable unless otherwise stated in our refund policy.

Intellectual Property:

The content, materials, and intellectual property rights associated with our Services, including but not limited to text, graphics, logos, images, and software, are owned or licensed by Orate. You may not use, reproduce, distribute, or modify any content from our Services without our prior written consent.

User Content:

By submitting any content, including but not limited to speeches, presentations, or comments, to our Services, you grant Orate a worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any form, media, or technology.

Limitation of Liability:

To the fullest extent permitted by law, Orate shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Services, even if advised of the possibility of such damages.

Indemnification:

You agree to indemnify, defend, and hold harmless Orate and its affiliates, directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or related to your use of the Services or violation of these Terms.

Modification of Terms:

Orate reserves the right to modify or update these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting. It is your responsibility to review these Terms periodically for any updates.

Governing Law:

These Terms shall be governed by and construed in accordance with the laws, without regard to its conflict of law principles.

Contact Us:

If you have any questions or concerns about these Terms, please contact us.